| Series 100 | Los Angeles, Orange, San Diego, (Santa Barbara,Riverside,San Bernardino +.125%) 3yra I/O max 55%LTV, Add .25% <$750K |
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| LOAN PROGRAM | INTEREST RATE | MARGIN | INDEX | CEILING | MIN DCR | LTV (P/RT/CO) | AMOT/TERM | PREPAYMENT PERIOD | LOAN LIMITS |
|---|---|---|---|---|---|---|---|---|---|
| 3 Yr Fixed | 6.60% | 2.625% | SOFR | 12.60% | 1.20 | 75/75/75 | 30/30 | 3-2-1% | $750,000-$10,000,000 |
| 5 Yr Fixed | 6.60% | 2.625% | SOFR | 12.60% | 1.20 | 75/75/75 | 30/30 | 3-3-2-1-1% | $750,000-$10,000,000 |
| 7 Yr Fixed | 6.80% | 2.625% | SOFR | 12.80% | 1.20 | 75/75/75 | 30/30 | 4-4-3-2-2-1-1% | $750,000-$10,000,000 |
| 3yrs Fixed I/O | 6.70% | 2.625% | SOFR | 12.70% | 1.40 | 75/75/75 | 30/30 | 3-2-1% | $750,000-$10,000,000 |
| Series 200 | Los Angeles , Riverside, Orange County, San Diego, San Bernardino- (Subject to overall condition of collateral) |
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| LOAN PROGRAM | INTEREST RATE | MARGIN | INDEX | CEILING | MIN DCR | LTV (P/RT/CO) | AMOT/TERM | PREPAYMENT PERIOD | LOAN LIMITS |
|---|---|---|---|---|---|---|---|---|---|
| 5 Yr Fixed | 6.25% | N/A | N/A | 6.25% | 1.20 P/RT/CO | 70/70/65 | 30/5 | 3-2-1% | $500,000-$26,000,000 |
| 7 Yr Fixed | 6.375% | N/A | N/A | 6.375% | 1.20 P/RT/CO | 70/70/65 | 30/7 | 3-2-1% | $500,000-$26,000,000 |
| 10 Yr Fixed | 6.50% | N/A | N/A | 6.500% | 1.20 P/RT/CO | 70/70/65 | 30/10 | 3-2-1-% | $500,000-$26,000,000 |
| Series 300 | Los Angeles, Orange county,Riverside, San Diego, Santa Barbara, Ventura ( >55% ADD .10%, 3 Yr I/O- +.10%, 5Yr I/O- +.20%) |
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| LOAN PROGRAM | INTEREST RATE | MARGIN | INDEX | CEILING | MIN DCR | LTV (P/RT/CO) | AMOT/TERM | PREPAYMENT PERIOD | LOAN LIMITS |
|---|---|---|---|---|---|---|---|---|---|
| 3 YR. Fixed | 6.50% | 2.50% | 1 Yr. CMT | 11.95% | 1.20-1.20 | 55/55/55 | 30/30 | 3-2-1% | $2,000000-$10,000,000 |
| 5 YR. Fixed | 6.50% | 2.50% | 1 Yr. CMT | 11.95% | 1.20-1.20 | 55/55/55 | 30/30 | 5-4-3-2-1% | $2,000000-$10,000,000 |
| 7 Yr. Fixed | 6.70% | 2.50% | 1 Yr. CMT | 11.95% | 1.20-1.20 | 55/55/55 | 30/30 | 5-5-4-4-3-2-1% | $2,000000-$10,000,000 |
| 10 Yr. Fixed | 6.85% | 2.50% | 1 Yr. CMT | 11.95% | 1.20-1.20 | 55/55/55 | 30/30 | 5-5-4-4-3-3-3-2-2-1-1% | $2,000000-$10,000,000 |
| Series 400 | California,Oregon, Washington- ( Add ons - .15% LTV to 60%, .525% LTV to 65%, Step down preapy available at increased rate) |
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| LOAN PROGRAM | INTEREST RATE | MARGIN | INDEX | CEILING | MIN DCR | LTV (P/RT/CO) | AMOT/TERM | PREPAYMENT PERIOD | LOAN LIMITS |
|---|---|---|---|---|---|---|---|---|---|
| 3 Yr Fixed | 6.15% | 2.95% | SOFR | 5.50% over Start Rate | 1.25 | 55/55/55 | 30/30 | 3 YRS YM | $2,500,000- $5,000,000 |
| 5 Yr Fixed | 5.97% | 2.95% | SOFR | 5.50 % over Start Rate | 1.25 | 55/55/50 | 30/30 | 5 YRS YM | $2,500,000- $5,000,000 |
| 7 Yr Fixed | 6.16% | 2.95% | SOFR | 5.50 % over Start Rate | 1.25 | 55/55/55 | 30/30 | 7 YRS YM | $2,500,000- $5,000,000 |
| 10 Yr Fixed | 6.32% | 2.95% | SOFR | 5.50 % over Start Rate | 1.25 | 55/55/55 | 30/30 | 10 YRS YM | $2,500,000- $5,000,000 |
| Series 500 | Top Markets AK, AZ, CA, HI, ID, NV, OR, UT, and WA Rate increase for Standard Markets, Stepdown prepays, and interest only options |
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| LOAN PROGRAM | INTEREST RATE | MARGIN | INDEX | CEILING | MIN DCR | LTV (P/RT/CO) | AMOT/TERM | PREPAYMENT PERIOD | LOAN LIMITS |
|---|---|---|---|---|---|---|---|---|---|
| 5 Yr Fixed | 6.50% | 3.25% | SOFR | 5% over Start Rate | 1.20 (P/R/CO) | 80/80/80 | 30/5 | Yield Maintenance | $1,000,000-$6,500,000 |
| 7 Yr Fixed | 6.45% | 3.25% | SOFR | 5% over Start Rate | 1.20 (P/R/CO) | 80/80/80 | 30/7 | Yield Maintenance | $1,000,000-$6,500,000 |
| 10 Yr Fixed | 6.60% | 3.25% | SOFR | 5% over Start Rate | 1.20 (P/R/CO) | 80/80/80 | 30/10 | Yield Maintenance | $1,000,000-$6,500,000 |
| Series 600 | So Cal MArket Areas. MAx allowable LTV=75% LTV with add to rate & DCR- call for Details) |
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| LOAN PROGRAM | INTEREST RATE | MARGIN | INDEX | CEILING | MIN DCR | LTV (P/RT/CO) | AMOT/TERM | PREPAYMENT PERIOD | LOAN LIMITS |
|---|---|---|---|---|---|---|---|---|---|
| 5 Yr Fixed | 6.67% | 2.75%/3.00% | 5 Yr CMT | 5% over Start rate | 1.25 | 65/65/65 | 30/10 | No Prepay Fee | $500,000-$2,500,000 |
| 7 Yr Fixed | 6.72% | 2.75%/3.00% | 7 Yr CMT | 5% over Start Rate | 1.25 | 65/65/65 | 30/10 | No Prepay Fee | $500,000-$2,500,000 |
| 10 Yr Fixed | 6.96% | 2.75%/3.00% | 10 Yr CMT | 5% over Start Rate | 1.25 | 65/65/65 | 30/10 | No Prepay Fee | $500,000-$2,500,000 |
| Rates & Terms are subject to change without notice. Some restrictions may apply and borrowers are subject to qualification. This information is provided to assist real estate professionals and investors only, and is not intended for distribution to or for use by the general public. ALB Commercial Capital is a Licensed CA Broker DRE # 01379610. 2476 Lake Ave, Altadena, CA 91001 |
We are industry experts dedicated to providing our clients the best loan programs, unparalleled service and certainty in execution
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